Safal Niveshak

Wit. Wisdom. Value Investing.

Your Wealth in Crisis: What To Do?

We wrote last week that the global financial markets were standing on the brink of a steep cliff, with the US economy staring at a possible default.

Anyways, while the US has averted a default (at least as of now), the markets indeed jumped off the cliff, with stocks in the US leading the free-fall.

In fact, this week was the worst for the US markets since the 2008 crisis. The Indian markets also had their worst week since the crisis. The Sensex fell by almost 900 points during the week, with almost 45% of these losses coming on Friday (5th August) alone.


Note: Country names represent their respective stock market indices; Source: Yahoo Finance

Yes, dear reader, this crisis is for real. We, at Safal Niveshak, have been wondering when the markets would wake up to the reality of the debt crisis in the western world.

Now is the time!
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You Need Financial Education to Make Money from Stocks. Lie, Lie, Lie!

If you have been made to believe that you need to be financially educated to make money from stock markets, see this…


If financial education was what was required to make money from stocks, the stock market experts would’ve become rich by investing their own money and not selling worthless stock advice to gullible small investors.

But it doesn’t happen that way.
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Friday Morning Reading List

A few interesting items for your reading pleasure:

  • Good! Infra bonds’ lock-in period to be halved (Mint)
  • Nothing new. India’s Inflation Rate Is Far Above the Threshold Level (Bloomberg)
  • Oops! Ignore the debt ceiling debate…The real crisis is yet to come (Bull Source)
  • Must read. Dan Ariely on Behavioural Economics (The Browser)
  • Owe dear! World Debt Guide (Economist)
  • Gone with the wind! Govt approves Rs1,200 crore equity infusion in Air India (Mint)
  • Nice read. A Good Debtor (Daily Reckoning)
  • Great! You can file complaints with Sebi online (Mint)
  • Law of averages? The Power Shift (Economist)
  • Hmmm. Facebook Comes Before Tap Water as India’s Poor Get Smartphones‎ (Bloomberg)

What are you reading?

So You Want to Be the Next Warren Buffett?

Many investment experts and financial websites make outrageous promises of untold riches to their readers and clients.

‘Become the next Warren Buffett’, some would promise. And then there are others who would suggest – ‘How you can get rich like Warren Buffett‘.

If you have also come across such promises or claims, and have started to believe that you or your kid can really become the next Warren Buffett, see this..

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Thursday Morning Reading List

A few interesting items for your reading pleasure:

  • Aha! Record price fails to dim rich investors’ craze for gold (Economic Times)
  • Hmmm. Bill Gross: Four ways the gov’t is planning to steal from you now (Zero Hedge)
  • Crisis? We Are at the Cusp of a Global Move into Gold and Silver (Daily Wealth)
  • Nothing’s new! Biggest PF fraud: ‘BL Kashyap & Sons’ accused of Rs 593 cr scandal (Economic Times)
  • Really? India’s Frustration With Corruption Boils Over‎ (Bloomberg)
  • Nice! Where does the money come from (Pragmatic Capitalism)

What are you reading?

Wednesday Morning Reading List

A few interesting items for your reading pleasure:

  • Bad times! Brokers take SIP route to win over investors (Economic Times)
  • Oops! Bad loans grow fastest in five years (Mint)
  • Role reversal? India to give $2bn to fund bailouts in Europe (Economic Times)
  • Hmmm. How Apple would solve the debt crisis (Market Watch)
  • Nothing new here. PIMCO CEO: US worse off from debt debate (CNN Money)
  • Funny! The Great Debt Ceiling Debate! (Havoc On The Hill)
  • Good! Rakesh Jhunjhunwala to give away 25% of wealth for philanthropy‎ (Economic Times)
  • Getting social. India Inc looks beyond Facebook, Twitter‎ (Times of India)

What are you reading?

Tuesday Morning Reading List

A few interesting items for your reading pleasure:

What are you reading?

It’s the Cash Flow, Stupid

Economists are sometimes defined as people who don’t believe things work in practice until they can be proven in theory.

One such economist was Karl Marx, who used a remarkably simple theoretical formula to define the practicality of the capitalist system.

Marx’s formula was as simple as:

Capitalism = M-C-M’

Defined, a capitalist starts with Money, converts it into Capital, and ends up with More Money than what he originally started with.
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Monday Morning Reading List

A few interesting items for your reading pleasure:

  • Obama: We have a deal (CNN)
  • Debt ceiling: 10 lessons beyond that crisis (Washington Post)
  • Give growth figure, not CAGR, in ads: Sebi‎ (Mint)
  • India Inc Q1: Robust growth, but profit under pressure (Economic Times)
  • India Shunning `Big Bang’ Two Decades After Opening Endangers Singh Legacy (Bloomberg)
  • Marc Faber on Gold, Silver, Deflation and the US Economy‎ (Lew Rockwell)
  • Rupee most undervalued currency in the world: Big Mac index (Economic Times)

What are you reading?